Terms of Use

The loanlucky.com site provides you with vital information on the condition that you accept its terms and conditions, without any alterations, provided in the Terms of Use under our Privacy Policy. When you use this website, you accept and agree to the following details without any restrictions.

PRODUCTS AND SERVICES

loanlucky.com is not a lender; therefore, it does not take any accountability for any product offered to you and advertised on this site, along with any credit advice given to you. No particular loans are offered to you from us; rather, they are directly provided by the lender.

ESIGN CONSENT

By clicking on the "Get Started" button or any other similar button, you agree to provide your consent to get in touch with the lender electronically. This is considered your eSign. You also provide your consent to us for providing you with any necessary disclosures and documents electronically, wherein you can access and save PDF files.

LOAN INQUIRY POLICY

loanlucky.com has the right to decline any of your inquiries at any time without providing you with an explanation about it. The website can ask for additional details and verification info before accepting your loan request. When you give these details on a form on our site, you will be directly connected to the lender to consider you as per their procedures and policies. However, this should not be mistaken as the approval of your loan. The decision of loan approval solely lies with the lender. loanlucky.com does not take any responsibility for taking, approving, or rejecting any of your loan requests. When you provide us with your details, you agree that if we cannot find a lender that offers the loan type you are looking for, we can provide you with alternative lenders that offer different types of loans as per your requirements.

RESTRICTIONS

For putting a loan request on loanlucky.com, you must be a legal resident of the US and at least 18 years old. Additionally, you have to agree that you will not use this website for any illegal activities.

COMPLIANCE WITH LAWS

You have to give your consent that you will obey all state or federal laws, statutes, ordinances, and regulations about the site's usage or the buying of products or services through third-party vendors provided on the loanlucky.com can report apparent or genuine law violations to authorities at its sole discretion. In case we come across any alleged or potential violation of these Terms of Use provided under our Privacy Policy. We might (not necessary) start an inquiry to know the extent of the violation and take suitable enforcement action. While this inquiry is going on, we have the right to defer services to the customer that is being investigated and erase the data from our servers to reduce or avoid any further violations. If you are the person who is being investigated, then you agree that you will fully cooperate with us. You admit that you can be subject to civil and criminal penalties for violating the Privacy Policy or Terms of Use of loanlucky.com.

INTELLECTUAL PROPERTY

All characters, trademarks, titles, graphics, designs, trade names, texts, software, and images that you see on the site are the intellectual property of loanlucky.com and other third parties that are authorized to use these properties.

You are allowed to see and make copies, for your record, of documents, pages, images, and other content provided on loanlucky.com to make a loan request. loanlucky.com reserves all rights to this website and its material. You cannot share, exhibit, transmit, or disseminate any documents, images, pages, or other content provided on the site without our written approval. Nothing on this website should be interpreted as giving licenses or rights to any copyright, trademark, or other intellectual property.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

loanlucky.com employs all rational efforts to ensure that the details provided on this site are correct; however, we do not guarantee their accuracy. We do not offer any representations for your usage of this website or any results that you get or do not get on it.

loanlucky.com OR ANY OTHER THIRD-PARTY THAT IS INVOLVED IN PRODUCING AND DELIVERING CONTENT ON THIS SITE SHALL BE DEEMED RESPONSIBLE FOR ANY SIGNIFICANT, MINOR, DIRECT, INDIRECT, PUNITIVE, OR SPECIAL DAMAGES THAT TAKE PLACE DUE TO YOUR USAGE OF THE SITE. ALL THE INFORMATION PROVIDED ON loanlucky.com IS “AS IS” AND DOES NOT GUARANTEE ANY DESCRIPTION THAT IS EITHER IMPLIED OR EXPRESSED, INCLUDING BUT NOT RESTRICTED TO, ANY SPECIFIC PURPOSE AND NON-INFRINGEMENT GUARANTEE. THESE RESTRICTIONS ARE APPLIED FULLY AS PER LAW.

THIRD-PARTY CONTENT

loanlucky.com might have links to third-party sites. We are not liable for the content or privacy policies of third-party websites. You should not think that we are endorsing or recommending any products or services provided on those websites or any third parties linked to those sites through these links.

PRIVACY

The privacy policy of loanlucky.com applies to any information provided on this website. It elucidates our responsibilities and your rights towards your personal details. We agree to not use any of your details in any way that does not match with this Privacy Policy. loanlucky.com has the right to change its Privacy Policy at any time without informing you. These changes to the Privacy Policy will be effective as soon as they are posted, and when you use this site after the changes, it means that you accept them.

SECURITY

loanlucky.com protects your details with the help of cutting-edge technology that is recognized by the industry. Even though we take all possible measures to safeguard your information on this website, we cannot promise you that others will not intercept your details. As long as we employ all commercially reasonable safety measures, we do not accept any accountability for such interception or decryption, apart from those required by law.

SITE USE

loanlucky.com does not ask any fees from you to use the website or its services. loanlucky.com is not an agent for any supplier or vendor, lender, or you to assess any of your site usage, such as your loan request. Though, loanlucky.com might get compensation for its services from third parties and lenders.

BINDING ARBITRATION

If there is any dispute regarding your dealings with Loan Lucky or its dealer and the interpretation of the Terms of Use, they will be bought in via binding arbitration. According to the applicable rules of the American Arbitration Association or JAMS in Dallas, TX, the arbitrator's decision will be final and binding for both parties. Unless prohibited by law, the other party will have to cover the prevailing party's expenses like travel expenses, expert testimony expenses, cost of arbitration, etc.

MODIFICATION

At times, Loan Lucky may modify these Terms of Use without issuing a prior notice to you. If you make use of this portal even after these changes, it means that you accept and agree to the new terms.

INDEMNIFICATION

When you agree to use Loan Lucky, it means that you automatically indemnify and hold the Company harmless from any demand (including attorney’s fees), loss, or liability by any third party for using the site. This also includes the company’s employees, other partners, officers, agents, affiliates, and subsidiaries.

VIOLATION OF THE TERMS OF USE

Using Loan Lucky would mean that you agree and understand that the company may terminate your access to the site and the rendered services without any prior notice and at its sole discretion. Additionally, the site also has the right to remove any content if it may violate the Privacy Policy or Terms of Use or is inconsistent. Further, the content can also be removed if it is offensive, disruptive, or violates any of the applicable laws.

CLASS ACTION WAIVER

IN CASE THERE IS A REQUIREMENT TO LITIGATE, ARBITRATE, OR RESOLVE ANY DISPUTE, IT WILL BE DONE ON A CASE-BY-CASE BASIS. THIS MEANS THAT NEITHER PARTY CAN HAVE THE DISPUTE HEARD AS A CLASS ACTION OR A PRIVATE ATTORNEY GENERAL ACTION. OVERALL, BOTH PARTIES NEED TO AGREE NOT TO ACT IN A REPRESENTATIVE CAPACITY. ADDITIONALLY, NEITHER CAN COMBINE ARBITRATION OR PROCEEDINGS WITH ANOTHER WITHOUT PROVIDING A PRIOR WRITTEN CONSENT FROM ALL THE PARTIES. THERE WILL ALSO BE NO DISPUTES AGAINST A LENDER TO BE HEARD AS A CLASS ACTION, A PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER TYPE OF PROCEEDING WHERE ONE PARTY WILL ACT IN A REPRESENTATIVE CAPACITY. THE CLASS ACTION WAIVER WILL BE ENFORCED TO THE FULL EXTENT OF THE LAW, EVEN IF IT IS LIMITED BY APPLICABLE LAW.

MISCELLANEOUS

Loan Lucky reserves the right to grant you all rights or none of it. In the Terms of Use, all the headings have been intended for ease of reference only and will not affect its construction or its interpretation whatsoever. Even if there is a failure on Loan Lucky's part, the temporary provision should not be implied as a waiver presently or in the future. Even if some of the provisions become invalid or unenforceable, they will not affect any other provisions listed in the Terms of Use; these provisions will remain in full force and effect. Along with the Privacy Policy, abiding by the Terms of Use will mean a full understanding between the parties related to the subject matter in hand. It will also supersede and/or replace all prior oral or written agreements on the subject matter.

CONTACT INFORMATION:

Company name: Loan Lucky
Address: 205 N Michigan Avenue, 810, Chicago, IL 60601, United States
Email Address: [email protected]

INFORMATION FOR ISPs:

Website: loanlucky.com
Email Address: [email protected]
YOU NEED TO ENSURE THAT IF YOU HAVE ANY DOUBTS AND/OR QUESTIONS RELATED TO THE STATUS OF YOUR LOAN, YOU CAN GET IN TOUCH WITH YOUR LENDER DIRECTLY. YOU NEED TO REMEMBER THAT WE ARE NOT THE DIRECT LENDER, WHICH MEANS YOU WILL NOT FIND INFORMATION ABOUT YOUR LOAN STATUS OR APPROVAL.

NOTICE AND TAKEDOWN PROCEDURES

Suppose you think that certain content is possibly infringing your intellectual property or copyright. In that case, you can ask for the removal of such materials by getting in touch with our copyright agent and providing the information mentioned below:

You will have to describe that the work is indeed copyrighted material. For this, you will have to provide proof (i.e., a link) of the authorized version.
Provide a required description of the material that you believe is under copyright, along with the URL address.

Your contact information and name.

A copy of the statement that you believe in good faith that the material is copyrighted and the use is not permitted by the owner, law, or agent. Ensure the copy of your submission is accurate.
An electronic signature on all the above-mentioned documents from the authorized agent of the copyright holder.

All the mentioned documents need to be sent at:
Email Address: [email protected]/loanlucky.com